Closing Costs and Credits

March 16, 2021

The closing costs and credits of a real estate transaction can be a strategic negotiating tool when closing. However, these costs can get you into trouble if not properly documented. Jo Ann Koontz and Jackie Durham (Koontz & Associates, PL) discuss common closing cost and credit situations you'll find yourself in when buying or selling a property.

1:52 Negotiating closing credits after inspection: cash or loan purchases.

6:47 What's included in closing costs?

9:36 Unanticipated closing costs.

13:53 What's tax-deductible out of the closing costs.

19:35 Closing cost strategy.

21:28 Tax deductible items summary.

22:56 Reducing capital gains.

24:55 Insurance and repair expenses.


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