Safe Harbors, Exemptions and PPP Loan Forgiveness Application Forms

June 26, 2020

Jo Ann Koontz, Jackie Durham (Koontz & Associates, PL) and Marina Parkin (Koontz & Parkin, CPAs) take a deep dive into the exemptions and safe harbors related to the two PPP loan forgiveness applications. Additionally, strategies and critical information about documentation that will or may be required for your loan forgiveness is explained.

2:02 General rule for reduction of employees and forgiveness.

3:30 Full-time employee exceptions: rejection of rehire, rejection of restoration of hours, and firing of employee

Safe harbors

6:12 Limited operation

9:37 Restoration or employees

10:25 Spent funds before expiration of cover period? When to apply for forgiveness?

The PPP loan forgiveness application form 3508EZ

24:52 Documentation to submit

26:28 Tax forms

28:22 Bank account statements or third-party payroll service provider report

35:18 Retirement plan documentation

39:15 Non-payroll documentation: business mortgage interest, business rent or lease payments, and business utility payments.

56:13 Short vs long form application documentation


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